Chicago Real Estate Financing

Capital solutions designed for the speed of the Chicago market.

Loan Programs

🔨 Fix & Flip (Bridge) Loans

Short-term capital to acquire and renovate properties. Speed is the game here.

  • Term: 12 - 18 months
  • Leverage: Up to 90% Purchase / 100% Rehab
  • Rate: Interest-only payments
  • Best For: Rehabs, heavy value-adds, wholetails.
Get Flip Terms

🏠 DSCR Rental Loans

30-year fixed rate loans for landlords. Qualify based on the property's cash flow, not your tax returns.

  • Term: 30-year fixed, 5/1 ARM, Interest Only options
  • Leverage: Up to 80% LTV
  • Qualification: Based on Debt Service Coverage Ratio (Rent / PITI)
  • Best For: BRRRR exits, turnkey rentals, portfolio growth.
Get Rental Terms

Why Chicago Investors Choose Jaken Finance Group

Speed

We close in days, not months. In a competitive market like Logan Square or Berwyn, speed wins the deal.

Local Knowledge

We understand that a 2-flat in Bronzeville is different than a ranch in Schaumburg. We get the ARV right.

Certainty

When we issue a term sheet, we fund. No last-minute surprises at the closing table.

Example Scenarios

The "Classic Bungalow" Flip

Purchase: $200,000 in Avondale.
Rehab: $100,000 (Dormer addition + full cosmetic).
Loan: We fund $180k (90% of purchase) + $100k (100% of rehab).
Result: Investor brings ~$20k + closing costs to table. ARV $450k.

The BRRRR 2-Flat

Refinance: Investor finished rehab on a 2-flat in Garfield Park.
Value: Appraised at $350k.
Loan: 75% LTV Cash-Out DSCR Loan ($262,500).
Result: Investor pulls out initial capital to buy the next deal, property cash flows $800/mo.

Apply for Financing Now